When buying a home you will need to select which of the various types of mortgage you want to use.
Listed below are the main types and then the further variations, i.e. the main ways to repay the interest.

There are really only two main types of mortgage, "Repayment" or "Interest only". It's the many variations on them which make things seem more complicated than they have to be.
But don't worry. It can all be kept fairly simple and we can quickly explain the basics of "Repayment" and "Interest" mortgages to you.